RoamRight Travel Insurance Review

When you travel, travel insurance is always a good idea. It will help you if you unexpectedly have an accident or lose your luggage on your trip. However, finding the travel insurance option that is best for you can be difficult. If you’re looking for an option that allows you to customize and upgrade your options and gives you good family coverage, RoamRight may be a great option for you. Read our full RoamRight travel insurance review to see if this company will meet your travel needs.


Overview of RoamRight Travel Insurance

roamright travel insurance review


RoamRight is an international travel insurance company that has been around for over 60 years. The company also operates under the name of Arch Insurance Company, so it is not a stranger to the world of travel insurance. RoamRight offers various levels of travel insurance ranging in coverage and payout prices. The service is available to residents of the United States and can be accessed easily from their website.

RoamRight offers several types of insurance including single trip, multi-trip coverage and sole medical plans. Choosing the right plan for you is simple with RoamRight’s easy-to-use website, and you can find great comprehensive coverage options.

Our full RoamRight travel insurance review will go over the essential things to know about this company if you’re considering them as insurance for your next trip.



things to pack when you travel with RoamRight

Our RoamRight travel insurance review wouldn’t be complete without highlighting some of the top pros of choosing this company to protect your trip.

  • Comparison tool: Sometimes it can be difficult to know which plan is the best for you. However, with the comparison tool, you’ll be able to easily see the different options to determine what would be best for your needs.
  • Easily customizable plans: Because every traveler is different, RoamRight offers customization options for all types of travelers.
  • Mobile app: When you’re traveling, you may not always have easy access to all the information you need. However, with the mobile app, you can look at all your important travel insurance information.



Hiking the world while protected by RoamRight Travel Insurance

Every company has some cons. Keep these things in mind as you read RoamRight travel insurance reviews.

  • Limited pre-existing condition coverage: The pre[existing condition waiver is only available for certain plans.
  • Partner sites: Certain plans are only available through partner sites. While these plans might be great options for you, you may have to take an extra step or two to get these plans.



You can see lighthouses on a RoamRight travel insurance protected trip

RoamRight has three main tiers of coverage available for their customers. All of the plans offer the basic amount of benefits that you would expect with any travel insurance provider. However, RoamRight offers several opportunities to upgrade and customize their existing plans, as well as several features with their service. We’ll cover the most important features you should be aware of in this section of our RoamRight travel insurance review.

Cancel for Any Reason

The Cancel for Any reason plan is available as an upgrade at several different levels. If you purchase the travel insurance policy within 21 days of departure, RoamRight will reimburse the costs of your trip if you choose to cancel your travels. This comes in handy with people who may have last minute work or family obligations.

Cancel for Any Reason is handy because most trip cancellation is only covered if you or a family member is ill. You must also fall under their specific list of covered illnesses to be accepted. With the CFAR coverage, you won’t have to worry about meeting strict requirements.

Free Coverage for Children Under 18

Many top insurance providers will cover all children under 18 for free under the existing plan at no extra cost. RoamRight also offers this benefit, but only one child is covered per paying adult. So, if you’re traveling with a big family, you may have to purchase policies for some of your children. However, this policy would work great for a family of four (two adults and two children).

Mobile App

RoamRight makes it easy to stay in the know with the free mobile app. The mobile app stands out because it does much more than filing claims. Downloading the RoamRight app can connect you to a wealth of information about your personal plan. Link your RoamRight policy plan and unlock a huge world of benefits the app has to offer.

Enjoy perks like researching information on your travel destination and receiving mobile alerts straight to your phone about your destination. Additionally, in an emergency, you can easily upload all of your travel documents with a simple photo. The app also has doctors you can connect with so you can get the medical assistance you need.


Plan Options

girl taking picture while on RoamRight trip

All of RoamRight’s travel insurance plans include the expected benefits that you’d need, including baggage protection, medical emergency coverage and trip protection. Each level of coverage includes a different amount of coverage or payouts and is expandable.


This plan gets you the basic essentials that you’ll need on your upcoming trip. Maybe you’re taking a quick weekend trip in the United States and aren’t spending tons of money. Or you may mostly be concerned about trip cancellation coverage and don’t need high emergency medical coverage. The Essential package would be the most affordable and comprehensive choice for you.

Even though it’s considered the lowest level of coverage, you’re still receiving up to 100% of trip cancellation costs. In the event of an emergency, the deductible will be $50 for the emergency coverage to kick in. This plan also includes up to $15,000 in medical accident coverage and up to $150,000 in emergency evacuation coverage if you need it.


The preferred plan is a step above the essential plan, offering just a bit more coverage and benefits than the latter. The Preferred also happens to be the most popular choice among RoamRight customers. This plan covers you up to a certain amount for emergency medical, trip delay and other typical travel insurance benefits.

Most travelers who are flying abroad choose this plan because of its high payout. In the case of an emergency, the medical accident coverage is up to $50,000 and $500,000 for emergency evacuation coverage.

This option also has several upgrades you can choose. You can add extra coverage such as the cancel for any reason or cancel for any work reason upgrade. Adventurous travelers will not be left hanging. Opt into the Hazardous Sports option, which gives coverage for extreme sports like skydiving.


For the most well-rounded coverage offered by RoamRight, choose the Elite package for your next travels. This plan is ideal for travelers who are looking to cover expensive travels. You can be sure that you will be protected with the highest payout limits offered by RoamRight. For emergency medical coverage, you can receive up to $50,000. You can receive up to $1 million in emergency evacuation coverage.

You can trust that you’ll be in good hands when you choose the Elite plan and customize it to your liking.

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RoamRight Travel Insurance Review Conclusion

roamright travel insurance review

After our full RoamRight travel insurance review, we feel that this is a great option, particularly for people who like to customize their plans. RoamRight offers several tiers of insurance plans to customers looking to travel with peace of mind. RoamRight does more than just offer travel insurance plans because they also provide several resources for customers to stay informed about their destination and their insurance policy. We think RoamRight would be perfect for a family heading on an international trip. With RoamRight’s free child coverage policy, your child will be covered for free and can be covered by the high payout limits offered.

In conclusion, if you’re looking for straightforward plans for you and your family and great customer care, RoamRight is an exceptional choice.

Have you used RoamRight to protect your travels? If so, leave your own RoamRight travel insurance review below.

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