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The world of credit is a funny one, especially for young people. Building credit for young adults is not an easy task unless they can show lenders they can be responsible with money, but they can’t show them that until they are granted credit. However, there are ways to get out from this crazy merry-go-round. […]

The land of the free, home of the brave and a place where it is almost impossible to establish new immigrant credit without already having existing credit. While you’re shaking your head at the seemingly catch-22 scenario, keep in mind that while it can be difficult to build credit as a U.S. immigrant without any […]

In the world of personal finances, there are certain habits that can hurt your credit score. A credit score can be essential to good money health. But these magic three-digit numbers kicked out by the scoring agencies are usually different for the same individual, who has just a single set of borrowing data. The agencies […]

The one number with the ability to determine your future—for better or worse—is your credit score. This score, also known as a FICO score, determines your creditworthiness and the likelihood that you’ll pay your bills. A bad score can do more than keep you from getting a loan; it can also make you ineligible for […]